Why is energy per photon so important?
Modified example:  Hailstorm (with your car outside in it)
Threshold for damage to car set by size of individual hailstones
Below threshold hailstones cause no dents
Above threshold they cause bigger dents
Number of dents = number of hailstones bigger than threshold
Very unlikely two small hailstones can hit exactly together to cause dent
Real life example:  Ultra-Violet light hitting your skin
Threshold for chemical damage set by energy (wavelength) of photons
Below threshold (long wavelengths) energy too weak to break bonds
Above threshold (short wavelength) energy  photons break apart DNA
Number of molecules damaged = number of photons above threshold
Very unlikely two photons can hit exactly together to cause damage